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Prepaying your Mortgage

When does prepaying make sense? For many of us, owning a home is the biggest financial decision we will ever make in our lives. According to the latest data gathered by the U.S. Census Bureau, of the 77 million owner-occupied homes in the United States, 62.3% of these homes have a first mortgage. Let’s figure … Read more

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Using BMI to Measure Health Risks

The pros and cons of calculating BMI Full disclosure, I’ve never been a fan of BMI because I’ve always fallen into the overweight category – until very recently. I played a variety of sports back in college and was in the best shape of my entire life at that time. But according to the published … Read more

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Avoiding High Rates of Depreciation

Tactics to slow down a car’s depreciation in value While it seems like an odd concept, the second you drive a new car off the dealer’s lot it’s worth substantially less than what you paid for it only moments earlier. This happens because several factors, including depreciation, affect a car’s long-term value. Fortunately, there are … Read more

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Sales Tax Made Easy

Some simple rules to help you calculate sales tax Outlined below are three super simple rules you can use to impress your houseguests and stun coworkers with your ability to calculate sales tax in your head. But before diving into those rules, the most important thing to remember is to ALWAYS preface your statements with … Read more