Our collection of healthcare and life insurance calculators.


Inadequate insurance coverage leaves loved ones exposed to high healthcare costs and the potential loss of an important source of income. This holds true for individuals and families that are both uninsured and underinsured.

Life insurance can be especially confusing since a buyer must not only figure out how much insurance to purchase, but also select between term, whole, and universal life policies.


Fortunately, buying adequate life or medical insurance does not have to be a confusing or complex topic. And while no plan is foolproof, there are some simple rules of thumb everyone can follow to lower the risk of being underinsured.

Healthcare and life insurance calculators can help remove some of the uncertainty surrounding buying insurance. By taking into consideration income gaps or future expenses, a family can avoid falling into debt, adequately fund college expenses, and achieve a more secure future.

Links to our calculators:

healthcare and insurance
Body Mass Index (BMI) Calculator: Calculates body mass index, or BMI, which is a measure of a person’s mass, or weight, relative to their height.A Simple Life Insurance Calculator: Estimates the total amount of insurance required based on the calculator’s five user supplied inputs.
Disability Insurance Calculator: Calculates the amount of disability insurance someone needs using a somewhat detailed process.Long-Term Care Cost Calculator: Estimates the future cost of long-term care.
Income-Based Life Insurance Calculator: Estimates life insurance needs based on the user’s income.Long-Term Care Funding Calculator: Estimates the funds you may need to pay for long-term care (LTC).
HSA Savings Calculator: Estimates the amount of money it’s possible to save in an HSA from now until retirement.Body Fat Percentage Calculator: Estimates a person’s percentage body fat using methods approved by the US Army and US Navy.
HDHP versus Comprehensive Cost Calculator: Compares the cost of a high-deductible healthcare plan with an HSA versus a comprehensive medical plan.Debt Life Insurance Calculator: Estimates the amount of life insurance needed to pay for all outstanding household debts. 
Waist to Height Calculator: Figures out a person’s waist to height ratio, also known as WHtR.Ideal Weight Calculator: Estimates a range of ideal fitness weights based on gender, age, and height using a formula developed by the United States military.
Estimated Energy Requirement Calculator: Figures out a person’s estimated energy requirement, or EER.Muscular Endurance Calculator: Estimates your fitness level by measuring your muscular endurance. 
Comprehensive Life Insurance Calculator: Takes a comprehensive approach to estimating the amount of life insurance someone should carry.

Are we missing the calculator you were hoping to find? Contact us, describe what you were looking for and we will try to make it for you.

If there is anyone dependent on your income – parents, children, relatives – you need life insurance.

Suze Orman, American financial advisor