Current Savings
 
  Monthly Living Expenses
  Mortgage or Rents
 
  Property / Real Estate Taxes
 
  Homeowners Insurance
 
  Household Repairs
 
  Monthly Travel
  Car Loans
 
  Car Insurance
 
  Fuel and Repairs
 
  Monthly Personal
  Loans (student, other)
 
  Life Insurance
 
  Medical / Dental Insurance
 
  Monthly Household
  Utilities (electric, gas, water)
 
  Food / Groceries
 
  Credit Cards
 
   
  Essential Expenses
  Total Monthly
  Emergency Funding
  Minimum
  Current Savings
  Need
 
  Optimum
  Current Savings
  Need